Things to consider when moving to Greater Seattle
Greater Seattle boasts picturesque landscapes, a vibrant job market, a variety of attractions, and diverse peoples and neighborhoods. It does rain, but that rain feeds the lush greenery and gives way sunny days mid-Spring through mid-Fall. It is an outdoor enthusiasts paradise where one can live a minutes away from some of the best boating, hiking, biking, and skiing in the US.
When moving, check with your insurance agent to find out if and how your belongings are covered. Typically a policy will offer worldwide coverage for perils such as fire and theft, however no home insurance policy will cover damage caused by dropping items or shifting while in the moving truck. For that it is best to seek coverage through a moving company.
How do Greater Seattle insurance costs compare to the rest of the US?
Population density definitely drives up auto insurance rates, so if you are moving from a rural area to city like Seattle, expect your insurance premiums to increase. However renters, condo and homeowners insurance premiums tend to be less expensive in the Greater Seattle area, since the wildfire, wind, and hail risk is very low.
Are there any special coverages I should consider?
The Greater Seattle area is prone to earthquakes which have the potential to be devastating, and earthquake insurance is typically excluded from condo and homeowners insurance policies, however separate earthquake policies are available, and recommended.
Finding a reputable Greater Seattle insurance agency
At Chris Elliott Insurance Agency, we regularly help those moving to the Greater Seattle area with all of their insurance needs. We are proud to have earned a reputation for being friendly, helpful, responsive, thorough, and knowledgeable. With a team of six, there will always be a licensed agent available to answer calls, and respond quickly to texts and emails, during business hours, and often after hours. To see what our customers are saying about us, please click here.