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Greater Seattle Auto Service/Repair Insurance

Great coverage and excellent service at reasonable prices from reputable insurers.

Auto service and repair shops require the specialized coverage that we provide.

This includes broad income replacement coverage, broad employee-related coverages, pollutant cleanup, garage, and garage keepers liability.

4.9/5 rating based on over 100 reviews.

Click below to see how we have been exceeding expectations for over 20 years.

Insurers We Work With

We work with a variety of Insurers but here are a few of our most popular.

Available Coverages

Tenant Improvements

Covers permanently attached property on the rented premises that were installed or purchased by the insured.

Business Property (Contents)

Covers loose property on the insured premises.  

Off-Premises Property

Covers property away from the insured premises.

Tenant's Glass

Typically the building owner covers glass damage, however, some leases require that the tenant cover glass damage, which this covers.

Employee Dishonesty

Covers embezzlement of company funds.  

Business Income

Replaces lost income if a covered loss renders the shop uninhabitable.  Additional coverage is available for power outages.  

Garage Liability

Primarily protects your company financially if held responsible for trip and slip-type injuries.  At least $1,000,000 coverage is recommended.

Personal and Advertising Injury

Primarily covers defamation and copyright/trademark infringement.  

Product Liability

Coverage for injuries or property damage caused by products sold.  

Completed Operations

Covers injuries or property damage caused by your completed work.  If work that you completed is damaged, it is not covered.    

Garagekeepers Liability

Covers vehicles in your care.  Coverage is dependent on the maximum value of those vehicles.  

Cyber Liability

Primarily covers data breach that results in a loss of confidential data as well as inadvertent transmission of malware.  This is recommended if working with confidential data such as social security numbers or payment information.  

Employee Benefits Liability

Covers mismanagement of benefits.  Would provide coverage if, for example, an employee holds the company responsible for a major medical expense they expected to be covered under the company health insurance plan.  

Employment Practices Liability

Covers claims of discrimination, wrongful discipline/termination, harassment, breach of (implied) contract, failure to employ or promote, deprivation of opportunity, and infliction of emotional stress made by employees.  Third-party coverage is available to cover claims of discrimination and harassment made by customers, vendors, etc.  Keep in mind that even if there is no basis for a claim, defending these claims can be expensive, and this coverage will pay defense costs.  

Employer Liability (Stop Gap)

Washington is one of a few states where workers compensation insurance is provided by the state.  Although this covers employees when they are injured on the job, unlike coverage provided by private insurers, it does not offer coverage if employees hold your company responsible.  This could happen if the employee is not satisfied with the coverage provided by the state.  Employer liability (stopgap) coverage fills this coverage gap.  

Hired and Non-Owned Auto

Covers your company if held responsible for injuries or property damage sustained in an accident.  Hired auto offers coverage while driving vehicles that are borrowed or rented for company business, or paid for using company funds.  Non-owned auto offers coverage while employees (including owners) are driving their own personal vehicles for company business.  

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