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Greater Seattle Earthquake Insurance

Great Rates, Service and Coverage From Reputable Insurers.

We've all heard about imminent earthquakes.

There’s “The Big One” caused by the Cascadia Subduction Zone, but there are also smaller faults running through the Puget Sound region which are capable of mass destruction.  Most home and condo insurance companies in Washington exclude earthquake coverage.  We shop multiple earthquake insurers to find you the best earthquake insurance coverage and rates.

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Click below to see how we have been exceeding expectations for over 20 years.

Insurers We Work With

We work with a variety of Insurers but here are a few of our most popular.

Available Coverages


Dwelling coverage provides coverage for the home and anything permanently attached to it.  The earthquake policy dwelling limit is based on a replacement cost valuation.  

Separate structures

Separate structures coverage covers detached garages, accessory dwelling units, sheds, and fences.  

Personal Property

Personal property coverage provides coverage for your belongings, including furniture, electronics, clothing, kitchenware, etc.  The earthquake policy personal property limit is based on the value of your belongings.

Loss of Use

Loss of use coverage covers additional living expenses (primarily a hotel, apartment, or rental home) if your home is rendered uninhabitable by an earthquake.  The loss of use limit is based on your living expenses and the time it might take to rebuild your home.  

Find a better policy.

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With our easy process, you can rest assured knowing that you are getting the best value and most coverage for your dollar.

Collect the bare minimum information.

Present a quote, including all available discounts.

Offer recommendations to improve coverage or lower premium.

Bind coverage and provide insurance documentation.