If you are in a special flood hazard area, your lender will require flood insurance, but if you are not the risk of the flood still exists. We shop multiple insurers to find you the best flood coverage and rates.
Floods can result from a tsunami, an overflowing river or lake, or a major rainstorm.
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Insurers We Work With
We work with a variety of Insurers but here are a few of our most popular.
Available Flood Insurance Coverages
Dwelling coverage covers your home and anything permanently attached to it. The National Flood Insurance Program offers flood coverage up to $250,000, a coverage limit lenders will accept even if the home’s replacement cost is higher.
Separate structures coverage covers detached garages, accessory dwelling units, sheds, and fences. Coverage under flood insurance is based on the value of the separate structures.
Personal property coverage covers your belongings, including furniture, electronics, clothing, kitchenware, etc. Coverage under a flood policy is based on the value of your belongings.
Loss of use coverage covers additional living expenses (primarily a hotel, apartment, or rental home) if your home is rendered uninhabitable by a flood. Coverage under a flood policy is based on living expenses and the time it might take to rebuild.
With our easy process, you can rest assured knowing that you are getting the best value and most coverage for your home in Greater Seattle.
Collect the bare minimum information.
Present a quote, including all available discounts.
Offer recommendations to improve coverage or lower premium.
Bind coverage and provide insurance documentation.